Month: August 2025

Your asset protection specialist

Unlocking IHT Savings: The Overlooked Power of “Gifts Out of Income” 

At Soteria Trusts, we often find that one of the most valuable Inheritance Tax (IHT) exemptions is also one clients use the least: the “Gifts Out of Income” exemption. It’s a powerful tool, yet surprisingly underutilised. Let’s demystify how it works and why it deserves your attention.  What is the gift of out income IHT…
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Do you need to use a lawyer to write a Will in Hong Kong?

Planning your legacy should be a thoughtful, empowering process. In Hong Kong, creating a Will is an important step to ensure your assets are managed and distributed according to your wishes. One question we often encounter is: “Do I need a lawyer to write my Will?” The answer is reassuring—there is no legal requirement to…
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