If your family, like many in Hong Kong, owns a home or an investment property in the UK, you understand the sense of stability and connection it brings. Perhaps it represents a London flat secured for your children’s university years, or a countryside cottage for family holidays. For decades, the standard financial advice for international…
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If you’re living in Hong Kong but have business ties to the UK—whether you’re a UK citizen running a company here, or a Hong Kong entrepreneur with operations back in Britain, or UK investments—you’ve built something remarkable. Your life bridges two worlds. Yet, when it comes to planning for the future, this very success can…
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The government’s recent budget has left many families fearing a significant blow to their financial legacy. With inheritance tax (IHT) rules feeling increasingly unforgiving, you might be wondering how to protect the wealth you’ve worked so hard to build. The good news is that with proactive planning, it’s possible to legally shield assets worth up…
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When an estate’s value approaches or exceeds £2 million, the landscape for Inheritance Tax (IHT) planning shifts significantly. While many of the foundational strategies remain relevant and unaffected, a critical rule comes into play that can dramatically alter the potential tax bill. For high-value estates, understanding this nuance is the first step towards creating a…
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The UK Autumn Budget 2025 marks a significant shift in the nation’s fiscal landscape, particularly for those with international ties and property investments. While the government framed the measures as “fair and necessary choices” to strengthen public finances, the package includes several structural tax changes that will have a profound and immediate impact on UK…
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As the UK prepares for the Autumn Budget on 26 November 2025, a sense of anticipation and concern is growing among individuals, families, and business owners. With significant fiscal pressures and a shifting economic landscape, the government is expected to announce a series of tax changes that could have profound implications for your financial future.…
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For individuals with financial ties to more than one country, navigating the world of international tax can be a source of significant anxiety. The prospect of having your hard-earned income, capital gains, or inheritance taxed by two different countries—once in the UK and again in your country of residence—is a daunting one. This issue, known…
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At Soteria Trusts, we often find that one of the most valuable Inheritance Tax (IHT) exemptions is also one clients use the least: the “Gifts Out of Income” exemption. It’s a powerful tool, yet surprisingly underutilised. Let’s demystify how it works and why it deserves your attention. What is the gift of out income IHT…
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Planning your legacy should be a thoughtful, empowering process. In Hong Kong, creating a Will is an important step to ensure your assets are managed and distributed according to your wishes. One question we often encounter is: “Do I need a lawyer to write my Will?” The answer is reassuring—there is no legal requirement to…
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When it comes to estate planning, many people focus on personal assets like property, savings, and sentimental possessions. However, if you own or are heavily involved in a business, there’s another essential document to consider—a Business Will. At Soteria Trusts, we specialise in helping business owners in Hong Kong secure not just their personal estates…
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